If you’re searching for your first home or an investment property, and you come across your dream house, a potential fixer-upper, or a piece of land in a desirable location for a vacation home, one of the initial tasks is to determine the property owner.
This information can be accessed from various sources as property ownership details are considered public records. You can easily find this data online or enlist the assistance of a real estate expert.
You Might Also Like:
Why Would You Want To Find The Owner of a Property?
If you are interested in a property, it is important to find out who owns it for various reasons. Firstly, you may want to contact the owner to determine if the property is currently occupied or if it is up for sale.
Additionally, you may want to inquire about any future plans for selling the property. This information can be crucial in making an informed decision about the property.
In the case of a plot of land, it is even more essential to contact the owner as part of your due diligence.
Ways To Find Out Who Owns A Property You Want
If you come across a property, either a house or a piece of land, that catches your interest and you want to purchase it, there are various approaches you can take to discover the owner.
In this article, we will discuss nine different methods you can employ to locate the person who owns a particular property.
1. Visit The Local Assessor’s Office
When looking to find out the owner of a property, a good starting point is to visit your local tax assessor’s office. This office can provide you with information about the property and its owner.
You can also learn about the amount of property taxes paid, which can be helpful if you’re considering purchasing the property or another one nearby. It’s important to note that there may be a fee to access these documents.
2. Check With The County Recorder
If you’re looking to find out who owns a property, one option is to visit the county recorder or clerk’s office. These offices maintain a wide range of information, including birth and death records, property deeds, and other ownership records.
Since property information is considered public record, you may have the opportunity to discover not only the current owner of the property you’re interested in but also gain insight into the property’s history and its previous owners.
3. Ask A Title Company
If you’re trying to find out who owns a property, one option is to contact a title company. Title companies have the ability to conduct title searches, which can provide you with more information about the property beyond just the owner’s name.
This includes details about any liens on the property or other potential issues. Keep in mind that there is a cost associated with a title search, typically ranging from $75 to $200+ depending on your location.
While title searches are typically done during the home loan closing process to ensure the property’s title is clear, they can also be used to determine the true owner of a home and whether there are any liens against it.
4. Talk With A Real Estate Agent
If you want to find out who owns a property, reaching out to a real estate agent can be a valuable resource. Real estate agents have access to a database called the multiple listing service (MLS) which contains comprehensive property information.
While you can find some public property data on your own, the MLS provides additional details that may not be readily available. By utilizing the MLS, your agent can determine if the property you are interested in is currently on the market or has recently been listed.
If the property is available, a real estate agent can also guide you through the process of purchasing the home, making their expertise invaluable.
5. Contact A Real Estate Attorney
If the previous methods have not been successful in helping you find out who owns a property, another option you can consider is reaching out to a real estate lawyer.
While the attorney may not possess the exact records you are looking for, they might be able to provide helpful insights or guidance on how to locate the property owner.
6. Search The Internet
If you prefer not to seek assistance from a lawyer, real estate agent, or government representative, you can try conducting an online search to discover the owner of a property.
Numerous websites provide public property information, but it’s important to note that this data may not always be accurate. Internet search results can be outdated or unreliable when compared to alternative methods of obtaining information listed here.
7. Visit Your Local Library
If your nearby library keeps public records or archives of local data, you can also explore those resources to find out who owns a property. Additionally, some libraries provide online access to property or land records maintained by your state or county.
8. Knock On The Door
If you’re looking to find out who owns a property without going through the hassle of searching for records, there is a simple solution you may have overlooked – you can directly approach the property and knock on the door.
If there is a house on the property, there is a chance that you might be able to contact the owner if they are at home. However, it is important to keep in mind that some property owners may not appreciate a stranger approaching their home.
In such cases, it might be necessary to find an alternative method of making contact. One option could be leaving a note or letter for the homeowner, explaining your situation and any potential offer you have in mind, along with your contact details.
9. Ask The Neighbors
If you need to reach a property owner who is not available, whether they are not at home, out of state, or for any other reason, you will need to find an alternative method of contacting them. One option is to reach out to the neighbors.
They might have contact information for the owner, or they could provide helpful information about the property.
Keep in mind that, similar to contacting the homeowner directly, neighbors may not be comfortable with a stranger appearing at their door, so it is important to be respectful and consider leaving a note if needed.
What To Do After You Find the Owner of a Property
If you want to discover the owner of a property, it is essential to be cautious and avoid using outdated or incorrect information. It is important to ensure that you are communicating with the current legal owners.
However, it is crucial to be mindful of your approach and not violate anyone’s privacy while pursuing this information. Once you have identified the owner of a property you are interested in and they are willing to sell, the next course of action is to obtain preapproval for a mortgage.
This preapproval process will determine the amount of money you can borrow to facilitate the purchase. It is also important to ensure that you have sufficient funds for a down payment and any associated closing costs.
To discover the owner of a property, it is advisable to seek assistance from a real estate agent or lawyer. They will guide you through the process of making an offer on the home and help navigate any potential obstacles that may arise.
Once your offer is accepted, your mortgage loan will undergo underwriting. During this process, your lender will conduct a thorough title search to confirm the property’s ownership and ensure that there are no legal issues or disputes associated with it.
Methods for Discovering Property Ownership
How To Convince An Owner To Sell
If you are interested in identifying the owner of a property or land, the next step is to persuade them to sell. It may be challenging if the owner has no intention of selling, but if they are open to the idea, there are several strategies you can employ to make your offer more appealing.
- Get preapproved for a mortgage
If you want to increase the chances of sellers being interested in your offer, it is advisable to obtain a mortgage preapproval.
This is because sellers feel more confident working with buyers who have already been approved for a home loan. In fact, many sellers refuse to engage with buyers who have not obtained preapproval
- Offer earnest money
If you want to determine the owner of a property, there are several methods you can use. One way is to search public records, such as property tax records or deeds, which often contain information about property ownership.
Another option is to hire a title search company, which can conduct a thorough investigation to find out the property owner’s details. Additionally, you can try reaching out to the local government or county assessor’s office for assistance in identifying the property owner. Remember, it’s important to respect privacy and
The Bottom Line
If you’re looking to find out who owns a property, you might think that your only option is to search through listing sites.
However, that’s not always the case. In some instances, if the owner is open to it and you make a compelling offer, you could potentially purchase a property that you come across while walking down the street.
However, it’s important to note that this approach may not always be practical or successful. So, be aware that finding the owner of a property and making an offer on their house may not always be a seamless process.